Part B Late Enrollment Penalty

Calculate your potential Medicare Part B late enrollment penalty based on months without creditable coverage.

Month you became eligible i

Month you enrolled i

Creditable Coverage? i

Current Part B Premium ($) i

💡 Key rule: The penalty is 10% of the Part B premium for each 12-month period you were eligible but didn’t enroll (and lacked creditable coverage).

⚡ Common Scenarios

📋 Penalty Report

⏳

Months without coverage

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total months

📆

12‑month periods

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rounding up

💰

Monthly penalty

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extra per month

📈

Yearly extra cost

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annual impact

🔍 Penalty Breakdown

Eligible from : —

Enrolled in : —

Creditable coverage : —

Part B premium : —

Months without coverage : —

12‑month periods : —

Penalty percentage : —

💡 What this means : —

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Part B Late Enrollment Penalty

⚡ Common Scenarios

📋 Penalty Report

🔍 Penalty Breakdown

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